TRUSTING THE PROCESS

Where are you trying to go?…

There is an old fable about a man riding a horse. Another man sees the man and horse and asks him where he is going. The man on the horse says I don’t know ask the horse! The point of the story is that most of us are riding a horse and allowing the horse to take us where it wants to go instead of us directing the horse. In life, it is extremely important for all of us to have goals and a clear direction in where we are trying to go and these goals and directions are the processes that we must follow.

“If we don’t know where we are going then we are going nowhere.”

Success is simple, but not easy. There are proven methods and processes when it comes to being successful and even though success means different things to different people there are a lot of commonalities between separate success stories. Health and happiness are some of the two most common words when people are asked to describe success and today in 2022 a lot of us are confused as to how to get there because we don’t even know where we are trying to go.

Very few people have clarity on what they want their life to look like 3,5,10 or 20 years from now.

Are you moving forward or backward? There is no in-between…

Every single day you are either giving yourself a check mark towards your dreams or you are putting up a big red X and allowing your dreams to slip away, there is no in-between. We all have the same 24 hours in the day but some of us create more opportunities and experiences than others. How are you utilizing your 24 and what can you be doing better?

What’s the process for success? There are many…

This isn’t a blog post about efficiency, this is a blog post about processes. Your process and how efficient you can be are two different things. When it comes to your process there should be a clear and consistent method of steps for you to follow and the order in which they shall be executed.

First things first what does success mean to you?

But first, where are you trying to go? Nothing is more important than getting ultra clear on how you define success. It sounds a little cliché but money does not buy happiness, even though it is very important. Success does not have to mean your dream job or an abundance of money. It can simply mean a happy life with your future family. However, if you don’t want to create a 7 figure business and are happy with a successfully quaint lifestyle you still must have direction and a process to get there.

Which process are you following?

Has someone else worked through these steps before?

So which process are you following? Maybe you are waking up early, meditating, journaling, and saving your money but you’re not sure exactly where you are going, that’s fine. Maybe you are waking up and scrolling through social media and turning on the tv and don’t know where you are going, that is not fine. You see, back to the beginning of this blog post about commonalities in success stories it’s clear as day that you must be willing to put in the work if you want to have something great. Constant work on yourself with habits like rising early, daily meditation, journaling, and gratitude practices will absolutely get you there and this is exactly what I mean when I say you must trust the process. When I was broke, depressed, and abusing drugs and alcohol after Big Brother I had an idea of what success looked like for me but I had no idea what the process was. Today I do not know exactly where my life coaching career is going to take me but I know the process that must be followed. I know the constant work on myself that needs to be done to garner any amount of success and that is exactly what I described in this paragraph.

Recipe for success:

1 – tsp of 5am wake-up calls

2 – 20 minute sessions of Transcendental meditation

3 – a pinch of gratitude

4 – a full cup of ambitious goals

What process am I following…

What process am I following? Great question. I am following the process of the amazing coaches, authors, and thought leaders before me. I am waking up every single day at around 5am to give extra time to my health and spirit through Ironman training sessions, meditation practices, and cold plunges. I am unlocking more of my creative potential by writing multiple blog posts per week (this week my goal is 5) and lastly, I am coaching my butt off and changing my clients’ lives and in turn becoming a better coach each and every day.

I’m keeping my life simple and focusing on the things that are going to progress my career, health, and happiness to the next level.

Share with me the process you are following by emailing me at zacharyrance@gmail.com

Thank you for reading

HOW TO BLOCK OUT THE NOISE

“Why You Aren’t Getting Ahead In Life and How To Block Out The Noise.”

Why do you feel like you aren’t getting ahead in life?

In what areas of your life do you feel like you are falling short? And why do you feel or think you are falling short when it’s possible you are actually right on time. Maybe you are exactly where you are supposed to be and all the challenges you are facing are really just part of your exceptional journey in life.

I know exactly what you are thinking… easier said than done. It’s tough to believe you are reaching your fullest potential when we see so many others accomplishing more than us. Whether it’s on TV, at sporting events, on social media, or in magazines. We can always find someone else who seems smarter, richer, and happier than us. This is the reason why we all feel like we are coming up short in life, the media glorifies the busiest and most accomplished people. Who’s to say that these people are happy? And why are we constantly comparing ourselves to them in the first place?

WHY IT’S SO EASY TO FEEL LIKE WE’RE NOT DOING ENOUGH.

Two words. Social media. The toxicity is just oozing out of social media daily and it’s nearly impossible to block out the noise but that’s exactly what we all need to do, especially if you feel or think that you are behind in life. The reason why you feel like you’re not doing enough is that everyone is constantly posting all the amazing moments and experiences of their life but no one (very rarely) shows their lows and failures. This is why taking a step back away from social media is so beneficial to your mental health. It gives you no choice but to constantly face the reality of life. You are here. Not on the internet. We waste our time on the internet when we can be living life in the real world.

GET AWAY FROM INSTAGRAM AND TIKTOK.

How I deal with feelings of inadequacies…

I myself have a really tough time dealing with the feeling and thoughts that I am not reaching my full potential. This happens because I see so many other authors or coaches, or social media influencers being way busier than me and writing more books than me. I struggle all the time with this. So what did I do? Well, very recently I’ve made a conscious effort to only focus on what’s going on in my world, inside. I’m not giving any attention to anyone else’s life and I’m not trying to be something or someone that I think I should be, I am simply living my life as it is. I am no longer modeling my life after other people. I am creating my own path and not trying to replicate anyone else’s.

OUT OF SIGHT, OUT OF MIND. UNFOLLOW OR MUTE EVERYONE ON INSTAGRAM AND FACEBOOK (EXCEPT ME lol)

One of the most accessible and most beneficial life hacks and solutions to this problem of not feeling like you are enough is to simply mute everyone on Instagram and social media. After muting or unfollowing everyone you will realize that you didn’t care about their life in the first place. Let’s regain our time, freedom, and most importantly, our life.

If you are struggling with your mental health and you’re feeling ready to get started working with me as your coach, book a free discovery call with me and let’s chat and see if we would be a good fit. The session is completely FREE.

Best,

THE GREAT STOCK MARKET CRASH OF 2022

The first half of the year is done. I can’t believe we are already approaching the year 2023. Nearly 2 and a half years post covid and so much has changed.

The years 2020 and 2021 saw a lot of prosperity for people who invested in assets and saved their money so they can become homeowners or start the business they’ve always wanted. Even though it seems like COVID was just yesterday we are approaching a completely new wave of economic circumstances. It is of the utmost importance you do not be naive or ignorant to the dramatic shifts in the costs of everyday commodities. So what does that mean specifically for you and your family? What goals have you set for the month of July and for the rest of the year when it comes to personal finance? Here’s one: Save, save, save, save. Use your money more wisely than ever and guard every dollar you have. It’s going to be a very cold winter and I suggest you pull back on all extracurricular spending, I know this is what I’m doing. I’ve even canceled some travel plans because airfare has gone up in price so much over the last 45 days. This article is not to scare you, this article is to help you be more aware and to take a look at your circumstances, and be as prepared as possible.

Let’s review some good examples of goals for the month of July.

Examples of some July personal finance goals:

  • Reduce monthly spending by 15%
  • Open up a retirement account and deposit $100.
  • Drive 20% less than you did the previous month.
  • Transfer $250 to your savings account.
  • Only go out to eat 1 time per week.
  • Don’t spend any money on clothes, electronics, or travel.
  • Cancel subscriptions that haven’t been used in the last 10 days.

“Invest early and invest often.”

Are you investing any of your money? Do you have a personal finance plan or personal finance goals? Today is July 1st, 2022 and the first half of the year is officially over. The stock market is down the most it’s ever been for the first half of the year since 1970. Why am I saying this? Because this is a great time to get in. I know I am.

Are you investing any of your money? Do you have a personal finance plan or personal finance goals? Today is July 1st, 2022 and the first half of the year is officially over. The stock market is down the most it’s ever been for the first half of the year since 1970. Why am I saying this? Because this is a great time to get in. I know I am.

One of the few regrets I have when it comes to my personal finance journey is not investing money in the stock market earlier. There is no secret recipe or magic to becoming rich and wealthy. There is a proven step-by-step process to becoming a millionaire and it goes a little something like this. Invest early and invest often.

As we approach a recession and some even argue we are currently already in a recession a lot of people’s expenses have risen dramatically. Rent, gas, food, insurance, etc have all gone up in price and it’s getting increasingly harder for the average Joe to not only save money but invest money for their future.

You have to have a plan.

Why you must have a plan…

It’s extremely important that you have a specific personal finance plan regardless of market conditions. The creation and implementation of a plan will guide you in the direction of where you are trying to go. I think it’s safe to say that we all want to be rich and have financial freedom, but not all of us are willing to make the sacrifices to eventually get there. It is crucial to always be learning more about money so that you can provide for yourself, your family, your friends, and your community. So do you have a plan? And is your plan bulletproof? There are always ways in which we can work smarter and be better so don’t just assume that your plan is the best.

Find the holes in your plan.

I am always looking for ways to reduce my spending, increase my savings, become a more intelligent investor, and learn valuable ways to use credit and leverage to my advantage, it’s called humility.

In conclusion…

More so than ever it is vital for you to be aware of your current spending habits. Create a money journal. Track every cent you spend every single day. This will not only show you where you spend your money but where you can possibly make some changes to keep more of your money. There are so many ways to keep more of your money, but the starting point is getting a handle on where your money is currently being spent. Also before you spend money ask yourself…. Do I need this? or do I want this? If it’s a need, then get it. If it’s a want, then take a step back before spending the money. Creating wealth isn’t about intelligence, it’s about behavior and a lot of people’s behavior is taking them down the path of eventually being homeless. You don’t want to be homeless.

ADDICTIONS

What is an addiction? An addiction is a psychological or physical dependence on something or a substance. Most people assume that the word addiction follows the words alcohol or drugs but these are not the most common addictions. Addictions can come in many shapes and forms and they are all very bad for you if you are unaware of them or in denial of the fact that you may be powerless over them.

Some examples of addictions.

Some people are addicted to drugs and alcohol and some people are addicted to porn. But, most people these days have a habitual or psychological dependence on coffee and social media. These are two of the most popular addictions and they can be nearly impossible to break. I think it’s safe to say that all of us are on our phones way too much and we get into a habit of constantly reaching for our phone even if we do not have a new notification. (Last year I disabled push notifications on all my apps except for texts and calls and this has greatly reduced my screen time.)

“Be the master, not the slave.”

Why am I credible to talk about this?

Well, one of my life coaching clients that I’ve been working with for almost a year now came to me with a lot of life problems and challenges. After a few sessions, it was very clear that the reason his life situation looks the way it does is because of his dependence on alcohol. My client could not go more than 1 day without drinking wine or liquor. Without going into too much detail I continued to ask my client questions about his relationship with alcohol without insinuating he should quit.

Sidenote: While working with a client I make it very clear that they are in charge of creating the action plan. I am just here to ask deep open-ended questions that allow them to gain clarity on what the next step is from here. I did not push sobriety on my client and I definitely did not tell him that he was an alcoholic. This is very important as a life coach because we are not here to make anybody feel bad about themselves, we are here to help people get closer to their goals and dreams faster than they would without a coach. With this specific client, it was very evident that alcohol was getting in the way of him accomplishing those things so naturally, the conversations gravitated more towards his relationship with alcohol.

How did I prepare to serve my client?

First things first, it’s important that I mention my brief stint of alcohol and marijuana addiction myself after being on Big Brother when I became severely depressed. I was excited about this challenge with my client and I decided this would be a great opportunity for me to not only help and change my client’s life but also learn the science behind addiction. I picked up a few books about addiction and substance abuse and learned a lot about the effects it has on our brains and the triggers that can cause addiction. But the best lessons that I was taught were from attending alcoholics anonymous meetings. I decided to go to a few meetings every week to learn about the struggles and challenges that alcoholics face and the most successful steps in getting sober. This not only helped my understanding, but my client is making excellent strides toward living a much better life free from his dependence.

What are you addicted to?

So what is something that you are addicted to? Are you addicted to coffee or social media? Maybe you have a habitual or psychological addiction to porn or sweets. The first step you must take is to recognize yourself as powerless over this substance or habit. Try and understand the underlying issues that cause you to be dependent on either a substance or habit. Recognition that you are an addict is the first step in stepping away from it. You are not in control of your addiction but you must take proper steps in managing your addiction. Take 1 small step to breaking free from your addiction and believing wholeheartedly that progress is better than perfection. Depending on the severity of your addiction or habit, it may be worth reaching out for outside help.

How to fight your addiction?

Try and take a 3-day detox. Take 3 days away from your addiction, if you can, and see if you are the master or the slave. Feel free to email me or text me with your feedback on how this challenge went. If you are dependent on alcohol I highly recommend alcoholics anonymous, there are likely many meetings in your area, you can find more information at aa.org.

If you need some encouragement and help getting sober or beating an addiction you can schedule a free discovery call with me and we can discuss your situation. It’s always helpful to have an unbiased, non-judgemental outside source on your side for encouragement. Schedule a free discovery call below… It’s FREE:

With love,

NAVIGATING A RECESSION, MENTALLY Part 2

During a recession, it’s really important to save your money and try to maintain your cash and assets close to what you currently have. Being able to get through rough economic and financial times with just a few nicks and bruises would be something to be proud of. Usually, during recessions, hundreds of thousands and potentially millions of people lose their job, have their retirement accounts swallowed up, and lose their most prized assets. Why does this occur? Each recession is different and this impending recession is characterized by the tail end of a global pandemic, massive inflation, questionable monetary policies, and massive stock, real estate, and cryptocurrency gains.

So why is this potential recession different and how does that affect you? This recession will likely happen because of massive inflation for the most common goods and services. When the most common products and services like gas, utilities, packaging, logistical operations, and food increase in price out of line with typical increases, the spending habits of people soon follow. Businesses start feeling the effects of massive inflation on their bottom line which results in them not making as much money which then results in having to let people go. Businesses go out of business at scale, massive amounts of people lose their job. Because massive amounts of people lose their jobs this results in fewer people spending which means lower profits for businesses, which means more layoffs. Typically when growth in an economy slows for two quarters you are officially in a recession. This is loosely followed by economists, there are other indicators as well that show a recession is happening but they all revolve around a slow down in certain sectors of the economy. It’s a revolving door, a never-ending cycle, and the only way that we are going to get through this and back into a time of economic growth and prosperity is if we hit the reset button which was just hit by the Fed when they rose interest rates yet again. And interest rates will likely continue to rise over the next year, which puts even more pressure on the spending habits of people. Rates increase to slow spending when it gets out of hand. But it’s a balancing act on the Fed’s part. Increase too much too fast and it’s like slamming on the economic brakes. Increase slowly, incrementally, and it allows the economy to absorb the effects.

I am not a financial advisor and this is not financial advice but because I’ve been getting so many questions about the coming recession I thought I’d write another post on this topic. However, this post is coming from a different angle, an angle I know well, mental health. So this blog post is not about personal finance this blog post is about how you can mentally navigate through this recession.

Step #1

Be hyper-realistic

Your first step is to be hyper-realistic. The next two years are going to be really tough. There might be months when you are barely paying your bills. There might even come a time when you lose your job, these are both possibilities. There will be times when you think to yourself that it couldn’t get worse, and then it does. Having the hyper-realistic mindset that it can get really ugly and expecting the worse is the mindset that you should currently be dropping into. This might sound a little apocalyptic but wouldn’t you rather be safe than sorry?

Step #2

Be grateful for what you have and appreciate the little things in life.

Covid showed us how depressed we can get. I myself experienced an awful few weeks of mental health during the beginning of covid when I was afraid to leave my house and saw the economic impact it was having on all the people around me. You can try to fight your hardest but battling through depression doesn’t always work. Living with severe and chronic depression and anxiety is not easy and it seems as if these feelings are exacerbated during financially hard times. If you experience constant or severe depression now you will definitely be feeling it worse when your finances begin to crumble. So where should you turn and what should you do? Your first step is to recognize your negative thought patterns and then actively change your thoughts to more appreciative and grateful ones. This is the most important part. Easier said than done, I know. But, I’m confident that you got this.

What should you be appreciating?

Appreciating all the things you currently have and proving it by taking care of the things you have. This includes the roof over your head, your car, your pets, friends, family, and relationships with the people that you care about most. This is a great time to invest your time, energy, and attention into the people around you. If you’re going to fight through a recession at least don’t do it alone.

What are you grateful for?

Gratitude is being grateful for the little things in life. Most of us go through our lives taking our legs and health for granted. If you are in perfect health or near-perfect health you are very lucky. Money isn’t everything and there are a lot of billionaires that would trade their exorbitant amount of wealth for a few years of good health. Put your health first. Be grateful that you have time and opportunities ahead of you. Prove to yourself you are grateful and take in each moment as if it’s your last.

With all that being said I hope that I’m wrong. I don’t like seeing my stock account and Bitcoin being this low and I can’t even imagine what it will look like if it goes lower. No one can predict the future but everyone can prepare for it.

Make use of these two simple steps so that you can thrive not only mentally but financially as well!

Good luck and stay disciplined folks!

Best,